Free Loan Comparison & Repayment Amortization Calculator

Compare two loan offers side-by-side to find the lowest total interest, compare fixed vs floating rates, and view full monthly amortization schedules.

🔒 100% In-Browser & Zero Server Uploads

About Loan Comparison & Amortization Calculator

Compare loan options side-by-side: compares EMI differences, total interest payouts, processing fees, and effective APR across banks.

How to Use Loan Comparison & Amortization Calculator Online

Enter details for Loan Option A (Principal, Rate, Tenure).
Enter details for Loan Option B.
Compare monthly EMI savings and total lifetime interest savings.

Frequently Asked Questions

What is loan amortization?: Amortization is the breakdown of each monthly EMI showing how much goes toward paying off principal debt vs financing charges (interest).

Prakash Kumar Arya — Freelance Full-Stack Developer & AI Engineer in Bengaluru, India

Specializing in scalable React.js, Next.js, Node.js applications, mobile architectures (iOS & Android), SaaS MVPs, and production AI automation systems.

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Selected Works & Enterprise Case Studies

Booon — Fashion Quick-Commerce Platform

A fast-paced fashion quick-commerce platform delivering 2-hour wardrobe orders with mobile-first UX and fast checkout.

Booon Fashion Quick-Commerce Web Application Screenshot

Launch Booon Live App

AVACS Workforce Management CRM

Internal enterprise portal and employee analytics suite for real-time attendance logging, task progress monitoring, and operational team metrics.

AVACS Enterprise Workforce Management CRM Dashboard Screenshot

Launch AVACS Portal

Boncel Pharma — E-Commerce Platform

Full-stack pharmaceutical e-commerce platform built to streamline medical catalog distribution, product authentication, and client orders.

Boncel Pharma Healthcare E-Commerce Platform Emblem

Launch Boncel Pharma Platform

Infinitrix Data Stream — Real-Time Telemetry

Real-time event streaming and data visualization platform providing operational telemetry and automated lead pipelines.

Infinitrix Data Stream Real-Time Pipeline Screenshot

Launch Infinitrix Data Stream

Elevate Data Corp — B2B Marketing Suite

Modern enterprise data intelligence and marketing platform delivering targeted B2B prospect discovery, data hygiene pipelines, and demand generation tools.

Elevate Data Corp B2B Lead Intelligence Dashboard Screenshot

Launch Elevate Data Corp

Capabilities & Engineering Services

Web Development: Custom SaaS platforms, high-converting landing pages, and responsive web applications in React.js & Next.js.
iOS + Android Apps: Native & cross-platform mobile app development with App Store & Google Play Store publishing.
AI Development: Local LLMs, prompt engineering, vector embeddings, and RAG knowledge retrieval systems.
AI Calling Receptionist: Telephony WebRTC infrastructure, voice synthesis, and automated CRM logging.
Business Automation: Workflow optimization, custom webhooks, and automated data pipelines.
Custom Software: Enterprise portals, scalable microservices, and high-density analytics dashboards.

Technical Architecture & Skill Matrix

Senior-level full-stack engineer experienced in architecting clean systems using TypeScript, React.js, Node.js, Express, MongoDB, PostgreSQL, Python, Docker, and AWS.

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