Calculate your monthly in-hand take-home salary from Gross CTC. Computes deductions for Employee PF, Gratuity, Professional Tax, and Income Tax TDS.
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About Salary In-Hand & Take-Home Calculator
Bifurcates annual Cost-to-Company (CTC) into Basic Pay, HRA, Special Allowance, and calculates mandatory statutory deductions (EPF 12%, Gratuity, PT, and Income Tax) to determine real monthly bank credit.
How to Use Salary In-Hand & Take-Home Calculator Online
Enter your Annual CTC (₹).
Configure Basic salary percentage (default 40%–50% of CTC).
View detailed monthly salary slip with gross pay, deductions, and net in-hand payout.
Frequently Asked Questions
Why is in-hand salary significantly less than monthly CTC?
CTC includes employer contributions (EPF matching, gratuity provisioning, insurance), employee PF deduction, professional tax, and income tax TDS.
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